Bankruptcy Blog

7 Holiday Spending Mistakes to Avoid (Pt. 3)

November 18, 2014

Ending our three-part blog series 7 Holiday Spending Mistakes to Avoid, below we will highlight some final ways you can avoid holiday spending mistakes this (and every) year! More Holiday Spending Mistakes to Avoid Mistake 6 – Not being careful to protect yourself from identity theft while you do your holiday shopping. As holiday shoppers…
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7 Holiday Spending Mistakes to Avoid (Pt. 2)

November 14, 2014

Picking up from where 7 Holiday Spending Mistakes to Avoid (Pt. 1) left off, below we will point out some more common holiday spending mistakes to sidestep this year. Mistake 3 – Charging everything. In the frenzy to get all of your holiday shopping done, whipping out your credit cards to charge everything can seem…
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7 Holiday Spending Mistakes to Avoid (Pt. 1)

November 11, 2014

The holidays are just around the corner, which means that many people are gearing up to get their holiday shopping done. From purchasing food for holiday dinners to buying everyone special a holiday gift, the spending during the holidays can easily get out of control which can: Intensify people’s financial problems if they are already…
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FAQs about Tax Debt and Bankruptcy (Pt. 3)

November 8, 2014

Wrapping up our blog series FAQs about Tax Debt and Bankruptcy, here are some final answers to commonly asked questions about tax debt and bankruptcy. Q – What if I already have a federal IRS tax lien against me? What happens to the IRS lien if I file for bankruptcy? A – If you are…
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FAQs about Tax Debt and Bankruptcy (Pt. 2)

November 4, 2014

Resuming FAQs about Tax Debt and Bankruptcy (Pt. 1), below are some more answers to commonly asked questions about tax debt and bankruptcy cases. Q – Can the IRS stop me from being able to discharge tax debt through bankruptcy? A – Yes! Like other creditors you may have, the IRS can file specific paperwork…
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FAQs about Tax Debt and Bankruptcy (Pt. 1)

October 31, 2014

Tax debt is a serious problem for many Americans, and what many of these people may not know is that bankruptcy can be a viable option for discharging this type of debt when people don’t have the means to pay it off. Because, however, bankruptcy can’t be used for all types of tax debts, in…
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Settling Credit Card Debt: 6 Facts to Know (Pt. 3)

October 28, 2014

Concluding our blog series Settling Credit Card Debt: 6 Facts to Know, below we will wrap up this discussion by pointing out some final important facts to know when it comes to settling credit card debt. Final Important Facts about Settling Credit Card Debt… Fact 5 – There are alternatives to settling credit card debt…
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Settling Credit Card Debt: 6 Facts to Know (Pt. 2)

October 26, 2014

Picking up from where Settling Credit Card Debt: 6 Facts to Know (Pt. 1) left off, here, we will continue to discuss some important facts to know when you may be considering settling credit card debt. More Important Facts about Settling Credit Card Debt Fact 3 – Research any debt settlement company before signing anything….
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Settling Credit Card Debt: 6 Facts to Know (Pt. 1)

October 23, 2014

As of September 2014, Americans owed more than $880.5 billion in credit card debt, with the average amount of credit card debt per U.S. household being just over $15,600 (according to data from the U.S. Federal Reserve). Clearly, credit card debt is a big problem for many Americans, and this problem can be compounded in…
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Stop Debt Collectors from Contacting You with This Letter

October 21, 2014

When debt collectors are continually contacting you about some debt that you do not actually owe them, sending them a formal written letter to dispute the debt and to tell them to stop contacting you will be important. Below is a sample letter that you can use to permanently stop debt collectors from calling you…
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